Lake Wylie Homes under $400,000

Welcome to Lake Wylie, South Carolina – a hidden gem nestled in York County that beautifully blends small-town charm with a vibrant community spirit. Known for its stunning waterfront views and an abundance of recreational opportunities, Lake Wylie is the perfect place for families, retirees, and anyone looking to enjoy a serene lifestyle.

As a resident of Lake Wylie, you’ll find yourself surrounded by picturesque landscapes, including the expansive Lake Wylie itself, which offers endless opportunities for boating, fishing, and picnicking. The area is rich in natural beauty, with lush parks and trails that invite outdoor enthusiasts to explore. The community is also home to a variety of local shops, restaurants, and entertainment venues, ensuring that there’s always something to do.

For those considering a move to this idyllic setting, Lake Wylie offers an impressive selection of homes priced under $400,000. Whether you’re searching for a cozy single-family home, a charming townhouse, or a spacious property with a view of the lake, there’s something to suit every taste and budget. These homes provide not just affordability but also the opportunity to become part of a welcoming community with excellent schools, friendly neighbors, and a strong sense of belonging.

Lake Wylie is more than just a place to live; it’s a lifestyle. With its beautiful surroundings, vibrant community, and affordable housing options, this delightful city is waiting to welcome you home. Come discover the magic of Lake Wylie today!

Newest Lake Wylie Homes under $400,000

$310,000

2 Beds ⋅ 2 Baths ⋅ 4430463 MLS ⋅ ACTIVE Status

Welcome to 12 Marina Road, where everyday living feels like a vacation! Located in desirable Moores Landing within the gated River Hills community, this beautifully maintained 2-bedroom, 2-bath condo offers 1,124 square feet of comfortable, low-maintenance living—and comes fully furnished for a truly turnkey opportunity. Inside, you'll find hardwood floors, granite countertops, a warm and inviting wood-burning fireplace, and a thoughtfully designed floor plan. The primary bath features a convenient walk-in shower, while the screened back porch provides the perfect spot to relax, entertain, or enjoy peaceful mornings and evenings. The location is exceptional—walk to the private River Hills Marina or the River Hills Country Club and enjoy the incredible lifestyle this community has to offer. River Hills features 24/7 gated security, an 18-hole golf course, private marina, walking trails, playgrounds, and beautiful common areas throughout the community. Recent improvements include a new roof in 2025, and the condo buildings are currently receiving fresh exterior paint. Whether you're looking for a full-time residence, weekend retreat, or easy-care Lake Wylie getaway, 12 Marina Road offers the opportunity to vacation year-round in one of Lake Wylie's most established communities.

12 Marina Road, Lake Wylie

Listing courtesy of First Properties. Kent.VanSlambrook@gmail.com

$279,500

3 Beds ⋅ 4 Baths ⋅ 4428565 MLS ⋅ ACTIVE UNDER CONTRACT Status

Located in the heart of Lake Wylie at Harper Mills, this well maintained townhome offers open and spacious floor plan. The main level features living room, kitchen with granite countertops, stainless appliances, pantry and center island, separate dining area, half bath, plus a primary suite w/ ensuite full bath and walk-in closet. The upper level features a second primary suite w/ ensuite full bath & walk in closet, a bedroom, an open loft area, laundry room and full bath. Fully fenced back yard w/ large patio area. 1 Car Garage, plus a double driveway. Private central location within the community, close to the club house, the pool and the mailbox. Kitchen appliances and washer/dryer and main level flooring new within past 5 years. Washer, Gas Dryer & Refrigerator also Included.

341 Sandy Spring Lane, Lake Wylie

Listing courtesy of Carolinas One Source Realty LLC. Linda@1sreg.com

$345,000

3 Beds ⋅ 3 Baths ⋅ 4422574 MLS ⋅ ACTIVE Status

Welcome home to this move in ready/remodeled townhome in the gated waterfront community of River Hills. This home offers open floorplan and great location close to the pool and playground. The primary bathroom has a beautiful walk in shower. Downstairs includes great room with cathedral ceilings, flex space/den, large dining room, 1/2 bath, kitchen and lots of light. Upstairs is the primary bedroom and bath, 2 large secondary bedrooms and full bath. The neighborhood is amenity rich with miles of walking trails, country club that includes 18 hole golf course, tennis and pickle ball courts , 2 pools and clubhouse, marina, waterfront park with sandy beach and picnic pavilion, gardens, dog park, playgrounds and more! Easy commute to Charlotte, Belmont, Rock Hill, Fort Mill and Gastonia. All this and in the award winning Clover School District and attends the brand new Lake Wylie High School. Come enjoy lake living in this inviting townhome. HOA includes lawn maintenance, exterior upkeep & roof, private pool just for the bluff villas and 2 assigned parking spots. Seller is offering 6 months of HOA dues paid with acceptable offer. Don't miss it! Welcome home to a lifestyle!

34 Old Post Road, Lake Wylie

Listing courtesy of Keller Williams Connected. mel.wilsonrealtor@gmail.com

4160 Charlotte Highway Unit #F, Lake Wylie

$170,000

1 Beds ⋅ 1 Baths ⋅ 4422343 MLS ⋅ ACTIVE Status

Welcome to The Treehouse where low-maintenance living and lakeside amenities await! This is not your average condo; plenty of storage space, dual balconies, and a spacious suite pair well with thoughtful updates. This is the second floor unit with no neighbors above so you get the benefit of soaring ceilings and sunny views. The open floorplan with luxury laminate hardwoods matched with ceramic tile in the bathroom means less time vacuuming and more time enjoying walks down to the neighborhood dock or taking a dip in the community pool. You can even drop in your canoe or kayak and paddle the day away. All-season comfort and character with the custom stone-surround wood-burning fireplace will add to the ambiance. No need to lug appliances upstairs when you move in; stainless steel kitchen appliances as well as a full-sized washer and dryer are included. Less than 5 minutes to lake access, farmers markets, and destination dining, the location cannot be beat for the price. Great potential as a long term or short term rental to add to your portfolio, as well. If you love the lake life without the high maintenance and sticker shock, come check out The Treehouse in Lake Wylie Woods!

4160 Charlotte Highway Unit #F, Lake Wylie

Listing courtesy of Howard Hanna Allen Tate Rock Hill. morgan.overcash@allentate.com

$364,000

4 Beds ⋅ 3 Baths ⋅ 4421456 MLS ⋅ ACTIVE Status

Welcome home to 3011 Rhododendron Pl., this 4-bedroom, 2.5-bathroom home is built for effortless living and entertaining. Step inside to discover a bright, fluid open floor plan anchored by a spacious kitchen complete with a large work island and pantry, while the extended patio outdoors provides the ideal setting for morning coffee or evening grilling. The primary retreat is exceptionally spacious and features walk in closet and a private en suite bathroom. Beyond the front door, the home is tucked quietly in the back of the highly sought-after Somerset at Autumn Cove and close proximity to community amenities including neighborhood pool and dedicated boat storage. This prime location offers easy, convenient access to Lake Wylie’s premier boating, shopping, dining, and outdoor recreation, while placing you in the highly regarded Clover School District with zoning for the brand-new Lake Wylie High School.

3011 Rhododendron Place, Lake Wylie

Listing courtesy of Howard Hanna Allen Tate Rock Hill. lynne.comer@allentate.com

4132 Charlotte Highway Unit #C, Lake Wylie

$359,000

2 Beds ⋅ 2 Baths ⋅ 4419491 MLS ⋅ ACTIVE Status

Waterfront end unit in the heart of Lake Wylie! This cute and updated 2 bedroom, 2 bath home is your gateway to the lake lifestyle. Loft can be converted into a legal 3rd bedroom. Step right out the back door to fish, launch a kayak, or paddle a canoe directly from the water’s edge. The front porch patio and dedicated storage room give you the perfect setup to store all your lake gear. HOA covers exterior maintenance, community pool access, trash, water, and sewer making this a truly low-maintenance retreat. The community also offers two complimentary day-use boat slips, ideal for having friends pull up by water or making a quick run for supplies. Conveniently located near all of Lake Wylie’s best amenities. Come enjoy everything the lake life has to offer!

4132 Charlotte Highway Unit #C, Lake Wylie

Listing courtesy of Keller Williams Connected. jordan.keatonrealtor@gmail.com

4130 Charlotte Highway Unit #C, Lake Wylie

$220,000

2 Beds ⋅ 2 Baths ⋅ 4414226 MLS ⋅ ACTIVE UNDER CONTRACT Status

This beautifully updated condo offers comfort, convenience, and a lakeside lifestyle. The split-bedroom floor plan features 2 spacious bedrooms, each with a private en-suite bath and balcony — ideal for roommates or guests. Clean and move-in ready, with an open living area flowing into the kitchen and dining space, perfect for relaxing or entertaining. Minutes from shopping and the waterfront restaurant Papa Doc's, this community offers docks, a waterfront park, and a swimming pool. Whether you're looking for a second home or an easy-living primary residence, this condo delivers location, lifestyle, and value. The seller currently uses the condo as an Airbnb, and all furniture is negotiable.

4130 Charlotte Highway Unit #C, Lake Wylie

Listing courtesy of Coldwell Banker Realty. vaughn.hayes@cbrealty.com

4142 Charlotte Highway Unit #C, Lake Wylie

$385,000

2 Beds ⋅ 2 Baths ⋅ 4411049 MLS ⋅ ACTIVE Status

Rare opportunities like this are becoming increasingly difficult to find on Lake Wylie! This waterfront end-unit condo offers an incredible combination of value, location, and lifestyle, complete with a deeded boat slip and a peaceful setting just steps from the water. Perfectly situated in the heart of Lake Wylie, you'll enjoy convenient access to marinas, restaurants, shopping, grocery stores, multiple healthcare facilities, and an easy commute to Uptown Charlotte and Charlotte Douglas International Airport. Located within the award-winning Clover School District, this home is ideal as a primary residence, weekend retreat, or investment property. The community also features a swimming pool for those days when you'd rather relax poolside than head out on the boat. Lovingly maintained by its current owners, the home features updated appliances less than a year old and the added peace of mind of a recently installed roof on the building. As an end unit, you'll appreciate the extra privacy provided by mature trees along the side and front of the home. The lakeside patio overlooks a quiet cove and offers bar-height seating, creating the perfect spot to enjoy your morning coffee, watch the wildlife, or unwind after a day on the water. This unit with it's location and updates is by far the best unit in the complex! Inside, the welcoming foyer leads to a guest bedroom, full bath, laundry area, kitchen, and dining area on the main level. Just a few steps down, you'll find the spacious lakeside family room with a cozy fireplace, along with the primary bedroom also with a waterfront view and full bath. Large windows invite natural light inside while showcasing beautiful water views throughout the home. Step outside to the lakeside porch where you'll truly appreciate how close you are to the shoreline. The current owners often spend their evenings here sharing stories from the day's boating adventures while enjoying the peaceful sounds of the water and watching the sunset reflect across the cove. The deeded boat slip included is just a few steps away from your porch, making it easy to enjoy everything Lake Wylie has to offer. Whether it's an afternoon cruise, waterfront dining, fishing, or simply relaxing, this home offers the lake lifestyle you've been dreaming about. Waterfront properties with deeded boat slips at this price point are becoming increasingly rare. Don't miss your opportunity to own an affordable piece of Lake Wylie and start making memories that will last a lifetime.

4142 Charlotte Highway Unit #C, Lake Wylie

Listing courtesy of Keller Williams Connected. andyreynolds414@hotmail.com

$299,900

3 Beds ⋅ 3 Baths ⋅ 4385392 MLS ⋅ ACTIVE Status

Returning to the market, the owners completed meaningful improvements, including the installation of a brand-new HVAC system and repainting the kitchen cabinets in a lighter, more contemporary color. The open main level is designed for both everyday living and entertaining. It features a generous great room with a cozy fireplace, a formal dining area, a separate breakfast space, and a bright sunroom that works beautifully as a sitting room, home office, or additional gathering space. The kitchen offers granite countertops, a tile backsplash, ample cabinetry, and a pantry. Fresh interior paint, luxury vinyl plank flooring throughout the main level, and new upstairs carpet create a clean, move-in-ready feel. The spacious primary suite includes a tray ceiling, two walk-in closets, a double vanity, a whirlpool tub, and a separate shower. One of the home’s standout features is the oversized fenced backyard—a rare find for a townhome. With mature landscaping and two patio areas, there is plenty of room for outdoor dining, entertaining, pets, gardening, or relaxing in privacy. The home also includes an attached one-car garage, refrigerator, washer, and dryer. Community amenities include a pool and playground, with convenient access to Lake Wylie’s shopping, dining, recreation, and everyday conveniences. This home offers the space and lifestyle buyers are looking for, along with valuable recent updates already completed.

415 Foilage Court, Lake Wylie

Listing courtesy of Costello Real Estate and Investments LLC. nadia@costellorei.com

$299,000

2 Beds ⋅ 2 Baths ⋅ 4380569 MLS ⋅ ACTIVE Status

Come see this amazing opportunity in River Hills. Welcome to Lake living in this spacious two-bedroom, two-bath, ground floor, one level condo overlooking the Marina. This home offers stunning sunsets and lots of natural sunlight as well as fantastic views of Lake Wylie. Welcome resort style living with lawn and exterior building maintenance provided by the HOA. This condo was renovated in 2024 with newer kitchen appliances, granite countertops, new lighting, updated bathrooms, and new flooring. New Windows across the rear were recently added. River Hills is a 24/7 guard gated community. Conveniently located near the Tennis Courts, Golf Course, Walking Trails, Marina and Country Club (Memberships are available). South Point Park and Beach is available to all homeowners. Easy access to many restaurants, shopping and the benefit of Charlotte right down the road. Schedule your showing today!

7 Marina Road, Lake Wylie

Listing courtesy of Lionheart Real Estate LLC. richard@lionheartproperties.com

$344,000

2 Beds ⋅ 2 Baths ⋅ 4376640 MLS ⋅ ACTIVE Status

Price improvement! HIGHLY SOUGHT AFTER GARDEN/RANCH STYLE TOWNHOME IN GATED COMMUNITY OF RIVER HILLS ON LAKE WYLIE. THIS SIZE UNIT DOES NOT COME AVAILABLE OFTEN. THIS HOME OFFERS 2 BEDROOMS AND 2 BATHS, OPEN FLOORPLAN WITH CATHEDRAL CEILINGS, COZY SUNROOM, 2 OUTDOOR LIVING AREAS TO ENJOY THE TREES WITH A BACK PATIO AND FRONT DECK OFF THE KITCHEN. HOME FEATURES NEWER APPLIANCES, HVAC AND WATER HEATER. NEW FLOORING INSTALLED IN HALL LAST YEAR. ROOT BARRIER INSTALLED TO PROTECT SEWER LINES. THE BLUFF VILLS HAVE THEIR OWN PRIVATE POOL AND CURTESY DOCK. THE NEIGHBORHOOD OFFERS MILES OF WALKING PATHS, WATERFRONT PARK WITH SANDY BEACH AND PICNIC PAVILION, 24/7 SECURITY FORCE, GARDEN PLOTS, DOG PARK, PLAYGROUNDS , MARINA AND 18 HOLE CHAMPIONSHIP GOLF COURSE AND COUNTRY CLUB. THE MARINA AND COUNTRY CLUB ARE SEPARATE MEMBERSHIPS. PLEASE CONTACT AGENT FOR FEES. EASY COMMUTE TO CHARLOTTE INTERNATIONAL AIRPORT, FORT MILL, ROCK HILL, CHARLOTTE AND BELMONT FOR WORK. THIS HOME HAS BEEN WELL MAINTAINED AND CARED FOR. WELCOME TO LIVING AT THE LAKE!

114 Pine Grove Circle, Lake Wylie

Listing courtesy of Keller Williams Connected. mel.wilsonrealtor@gmail.com

$315,000

3 Beds ⋅ 3 Baths ⋅ 4376431 MLS ⋅ ACTIVE UNDER CONTRACT Status

Welcome to this beautifully maintained 3-bedroom, 2.5-bath end-unit home offering comfort, space, and thoughtful updates throughout. This home is filled with an abundance of natural light, this home features vaulted and tray ceilings that enhance the open, airy feel. The main level includes a spacious primary suite and a convenient laundry area, along with stylish Luxury Vinyl Plank flooring installed in 2026 and fresh paint throughout the entire downstairs. The kitchen is well-appointed with Corian countertops, a gas range and oven, and flows seamlessly into the living space highlighted by cozy gas logs. Upstairs, you’ll find generously sized secondary bedrooms, walk-in closets, and a huge open loft with banister railing—perfect for a second living area, office, or play space. Storage is no issue with a double walk-in attic plus an additional pull-down attic with flooring. Step outside to a partially fenced patio offering privacy and a great space to relax or entertain. Additional features include a single attached garage, bay window, and a home that has been professionally cleaned and well cared for. Community amenities include a pool, playground, and boat storage, all in a prime location just minutes from shopping, dining, and convenient access to Charlotte, NC. Seller is offering a $500 carpet allowance for the primary bedroom; all other carpet is in great condition. Washer and dryer (installed November 2024; washer used once, dryer never used) will convey with acceptable offer.

130 Autumn Falls Drive, Lake Wylie

Listing courtesy of Stephen Cooley Real Estate. angie@stephencooley.com

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