Fort Mill Homes under $400,000

Welcome to Fort Mill, South Carolina—a charming town that perfectly blends small-town charm with modern convenience. Nestled just south of the bustling city of Charlotte, North Carolina, Fort Mill is known for its rich history, vibrant community, and stunning natural beauty. With its picturesque landscapes, friendly neighborhoods, and a strong sense of community, it’s no wonder that Fort Mill has become a sought-after destination for families and professionals alike.

One of the most appealing aspects of Fort Mill is its diverse range of housing options, particularly for those seeking homes under $400,000. Whether you’re a first-time homebuyer, a growing family, or someone looking to downsize, Fort Mill offers an array of beautiful homes that fit various lifestyles and budgets. From charming single-family residences to modern townhomes, you’ll find properties that boast spacious layouts, contemporary designs, and inviting outdoor spaces perfect for entertaining.

Living in Fort Mill means enjoying access to top-rated schools, lush parks, and a plethora of recreational activities. The town is home to several community events throughout the year, fostering a strong sense of belonging among residents. Additionally, with its proximity to Charlotte, you can easily enjoy the urban amenities of a major city while retreating to the tranquility of Fort Mill at the end of the day.

Explore the wonderful homes available in Fort Mill under $400,000 and discover why so many are choosing to call this delightful town their home. Your dream home awaits in Fort Mill—where community, comfort, and affordability come together beautifully!

Newest Fort Mill Homes under $400,000

$309,900

3 Beds ⋅ 3 Baths ⋅ 4431060 MLS ⋅ ACTIVE Status

Great 3-bedroom, 2.5-bath end-unit townhouse with a one-car garage, ideally located in the heart of Fort Mill. Step inside through the welcoming foyer featuring a charming drop zone—perfect for everyday organization. The kitchen is thoughtfully designed with quartz countertops, a stylish tile backsplash, crisp white cabinetry, and stainless steel appliances. It seamlessly opens to the dining area and spacious living room, creating an ideal layout for both entertaining and daily living. Upstairs, you’ll find a generously sized primary suite with a private en-suite bath, along with two additional bedrooms, a full hall bath, and a conveniently located laundry area. As an end unit, this home is filled with abundant natural light and offers added privacy. The attached one-car garage provides extra convenience and storage. Move-in ready and well-appointed throughout, this home is perfectly situated just minutes from shopping, dining, and major highways—making everyday living easy and accessible.

840 Gerard Bay Drive, Fort Mill

Listing courtesy of Southern Homes of the Carolinas, Inc. johnmtorres9@gmail.com

$350,000

3 Beds ⋅ 3 Baths ⋅ 4429749 MLS ⋅ ACTIVE Status

Perfect for Investors!! Open Floor plan for easy living. Spacious kitchen with Quartz counter tops, tile back splash, pantry and gas stove. Refrigerator included. LVP flooring throughout main level. Screened-in back patio to enjoy the outdoors. Large primary bedroom with en suite bath featuring tile flooring, large tile walk in shower and double sink quartz vanity. Nice walk in closet. 2 good sized secondary bedrooms. Lawn Care included! Laundry up for extra convenience. Neutral throughout! The Windhaven community features a club house, pool, walking trails and playground. Great location with quick access to the lake, shopping, restaurants, the airport, and the interstate. Top Rated schools! Tenant lease in place. Tenants would also like the to renew at the end of the lease. Lease expires June 30,2027. Current rental rate is $2400.

807 Gable Oak Lane, Fort Mill

Listing courtesy of First Properties. julie.vanslambrook@gmail.com

$335,000

3 Beds ⋅ 3 Baths ⋅ 4430217 MLS ⋅ ACTIVE Status

End unit townhome in Regent Park. Very sunny and bright unit. Move in ready. Fenced private backyard. Brand new carpet. Owner's bedroom comes w/ dual walk in closets. Owner's bath included a garden tub & a walk in shower. Roof was replaced in 2020. Excellent Fort Mill schools. Minutes drive to I-77 and I-485. Refrigerator included.

176 Snead Road Unit #171, Fort Mill

Listing courtesy of Howard Hanna Allen Tate Charlotte South. may.sung@allentate.com

$357,840

3 Beds ⋅ 3 Baths ⋅ 4430596 MLS ⋅ ACTIVE Status

Brand new, energy-efficient home available! Prep dinner at the kitchen island while mingling with guests in the open-concept great room. Upstairs, the spacious primary suite features dual sinks and a walk-in closet. A convenient second-story laundry simplifies the chore. Our new community brings low-maintenance, energy-efficient three-story townhomes to the area. Whether you're enjoying date night at Kingsley, exploring local breweries in downtown Fort Mill or shopping the latest trends at Baxter Village, there's no shortage of things to do. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

476 Markridge Loop, Fort Mill

Listing courtesy of Meritage Homes of the Carolinas. jimmy.mcclurg@meritagehomes.com

$290,000

3 Beds ⋅ 2 Baths ⋅ 4429864 MLS ⋅ ACTIVE Status

Welcome to 545 Weavers Crossing, a beautifully maintained one-story end-unit townhome located in the desirable Avery Lake community of Fort Mill. This inviting home features 3 bedrooms and 2 full bathrooms with a comfortable, functional layout that makes everyday living easy. Inside, you’ll find updated flooring, fresh interior paint, and a home that has been exceptionally well cared for. The spacious primary bedroom features a tray ceiling, adding a touch of character and elegance to the space. As an end unit, the home also offers additional privacy and a more open feel. With its move-in-ready condition, single-level living, and convenient Fort Mill location, this home is a fantastic opportunity for anyone looking for low-maintenance living without sacrificing space or comfort. Schedule your showing today!

545 Weavers Crossing, Fort Mill

Listing courtesy of Real Broker, LLC. geislerinvestmentgroup@gmail.com

$354,900

3 Beds ⋅ 1 Baths ⋅ 4428914 MLS ⋅ ACTIVE Status

Historic charm, modern updates, and a flexible floor plan come together at 712 Jackson Street in Fort Mill. This three-bedroom bungalow works equally well as a full-time home, weekend getaway, or short-term rental. It has operated as a short-term rental with approximately 70% occupancy; rental history is available for buyers to review. Inside, the updated kitchen pairs quartz countertops with exposed beadboard accents, while the bathroom features a deep soaking tub. The welcoming front porch, spacious deck, backyard fire pit, and fully fenced yard give you plenty of ways to enjoy the outdoors. A storage shed adds practical space for tools and gear. Just a short walk from downtown Fort Mill’s restaurants, breweries, and parks, 712 Jackson Street puts the best of the area close to home.

712 Jackson Street, Fort Mill

Listing courtesy of COMPASS. natalie.warren@compass.com

$339,900

3 Beds ⋅ 3 Baths ⋅ 4428897 MLS ⋅ ACTIVE Status

Wonderful townhome with recent updates in a charming community! Priced under tax value, this gorgeous home is the best value on the market! Featuring 3BR/2.5BA, a study, Dining area, elegant kitchen with an island, granite counters, new lighting, updated paint, stainless steel appliances, walk in pantry, gas fireplace, spacious primary BR and walk in closet, soaking tub and separate shower, dual vanity, ceiling fans in all bedrooms, laundry room with washer and dryer included, one car garage, with a partial fenced yard, patio or grill space, AC unit in the garage with convey with the home. Ideal location with mature landscaping, green space and trees across the street creates privacy, walkable to the community pool, and walkable to shopping, coffee shops, restaurants without crossing Jim Wilson Road!! Minutes from Ballantyne, Charlotte, Ballantyne Bowl. Easy access to Lancaster, Waxhaw, Charlotte airport and more! Plus $2,500 Lender credit with our preferred lender!!

6027 Turkey Oak Lane, Fort Mill

Listing courtesy of COMPASS. susan@axtonpropertygroup.com

$335,000

3 Beds ⋅ 4 Baths ⋅ 4426589 MLS ⋅ ACTIVE Status

Assumable Rate 5.5%, 26 year mortgage. Out of pocket difference does not exceed $10k. You must qualify with Freedom Mortgage. Seller has docs ready! Welcome to 2126 Midnight Blue, a modernized end-unit home offering thoughtful updates, smart-home convenience, and features that truly set it apart within the community. One of the standout features is the rare combination of a one-car garage and two-car driveway, providing coveted additional parking. As an end unit, the home also enjoys added outdoor space and a more open feel. Inside, three levels provide flexibility for the way you live. The versatile first floor can serve as a home gym, recreation room, office, flex space, or potentially be converted into an additional bedroom to suit your needs. A new ceiling fan, refreshed first-floor bath, and custom drop zone for shoes, bags, and keys add everyday function. Head upstairs on the newly installed hardwood staircase with motion-sensor lighting—a modern upgrade that delivers both style and convenience. The kitchen brings smart technology home with a smart range - elevate your experience by purchasing a smart frige. The stove has Alexa-enabled connectivity and app-based functionality. The kitchen package also includes the original dishwasher, microwave with air-fry functionality, and a wine refrigerator. Throughout the home, thoughtful modernization creates a fresh, updated feel that distinguishes this property from others nearby. And just outside? A mature rosemary bush adds a special touch—fresh rosemary for cooking, home uses, or simply enjoying its fragrance after the rain. With three levels of living, an end-unit location, expanded parking, smart appliances, modern upgrades, flexible living space, and generous outdoor space, 2126 Midnight Blue offers features that are hard to duplicate. Schedule your private showing and experience what makes this home different. Ask your agent to share the payment in the agent notes.

2126 Midnight Blue Lane, Fort Mill

Listing courtesy of UPSURGE Realty. queenhelen@leveluprealty.org

$399,900

2 Beds ⋅ 2 Baths ⋅ 4425396 MLS ⋅ ACTIVE Status

Wonderful opportunity to own a ranch home in the amenity-rich Waterside at Catawba community, located in the highly rated Fort Mill School District. This home offers great curb appeal, a large backyard and a zero-entry design from both the garage and front entrance. Inside, natural light and modern finishes complement the open floor plan and split-bedroom layout, providing added privacy for the primary suite. The den/office offers flexibility and can also function as a third bedroom with appropriate furnishings. The spacious kitchen features stainless steel appliances, granite countertops, large kitchen island, a gas range and abundant cabinetry, and opens directly to the family room with plenty of options for furniture placement. The primary suite overlooks the backyard and features a tray ceiling, oversized walk-in closet and en-suite bath. Enjoy morning coffee or quiet evenings overlooking the backyard from the enclosed rear deck. Waterside at Catawba is known for its extensive amenities, including an outdoor pool, fitness center, tennis courts, playgrounds, walking trails and clubhouse. Conveniently located near shopping, dining and the growing Fort Mill area.Washer/Dryer & Refrigerator convey with Purchase of the Home. Don't miss this Opportunity to Make a Rare Life-Time Investment.

744 Bearcamp Way, Fort Mill

Listing courtesy of Helen Adams Realty. bryant@BryantStadlerHomes.com

$390,000

4 Beds ⋅ 2 Baths ⋅ 4428026 MLS ⋅ ACTIVE Status

. *** Purchase in Confidence- Home has been inspected** In Tega Cay, this 4-bedroom, 2-bathroom split-foyer home offers functional living across two levels with a layout ideal for privacy and flexibility. The upper level includes two bedrooms, a full bath, a living room with a stone fireplace, and a kitchen with adjacent dining area that opens to the back deck. The lower level features a second living space with built-in shelving, two additional bedrooms, another full bathroom, and access to the single-car garage where the laundry area is located. Explore the private walkway with direct access to the lake, making it easy to enjoy water activities just steps from your door. The earth belongs to the City Parcel 6411001023.- the pier/dock belongs to a neighbor. Residents enjoy a wide range of amenities including lake access, golf, parks, walking and biking trails, beach access, tennis courts, clubhouse, and a community pool. Please Note: The driveway is shared and sloped. There is no formal documentation regarding maintenance responsibilities to the private driveway. *This home may be eligible for up to 14 Down Payment assistance programs with potential buyer assistance up to $20,000. Contact your lender for programs and eligibility**

2116 Bon Villa Way, Fort Mill

Listing courtesy of UPSURGE Realty. queenhelen@leveluprealty.org

$396,990

3 Beds ⋅ 2 Baths ⋅ 4416961 MLS ⋅ ACTIVE Status

Brand new, energy-efficient home available by Jul 2026! Invite friends over to watch the big game in the spacious second-story loft. The primary suite features dual sinks and a large walk-in closet. Downstairs, the kitchen island overlooks the great room and dining area. New two-story townhomes in Fort Mill, SC bring low-maintenance and energy-efficient features to the area. With our move-in ready homes, you will find a washer, dryer, fridge and whole-home blinds, guaranteed to close in 60 days or less. (You'll be reimbursed up to $5,000 in expenses related to delays we cause.) Relax in your private primary suite and adventure to nearby Baxter Village and Uptown Charlotte. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

472 Markridge Loop, Fort Mill

Listing courtesy of Meritage Homes of the Carolinas. jimmy.mcclurg@meritagehomes.com

$375,000

3 Beds ⋅ 3 Baths ⋅ 4426252 MLS ⋅ ACTIVE Status

Welcome to 944 Summerlake Drive, the deal of the century! Nearly 2,000 square feet of living space with a desirable floor plan that includes the primary on the main level. Covered front porch is ready for your rocking chair! Hardwood floors throughout foyer, dining and kitchen. Lovely dining room could also serve as an office if you work from home. Beautiful kitchen with warm colored cabinets w/granite counters and stainless steel appliances overlooks spacious great room filled with natural light. Tucked away on the main level, the primary bedroom offers added privacy along with a walk-in closet and private bath. The first floor also includes a convenient half bath and access to the attached garage. Upstairs, a generous loft provides additional flexible living space and connects two secondary bedrooms, a full bath, utility area, and a separate bonus room. Multiple attic storage areas provide additional space for keeping everything organized. Westinghouse water purification system is an upgrade you usually don't find in a townhome but included for you! Relax on the patio, enjoy the pergola canopy and overlook luscious green landscape, one of the homeowner's favorite spots to sit and enjoy! Photos to uploaded on Friday.

944 Summerlake Drive, Fort Mill

Listing courtesy of Real Broker, LLC. debbie@thehousergroup.com

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